When you think about constructing your own house, you will have to consider insuring it. The premium maybe pricey but the feeling of assurance whatever happens to your house is worth it. Like life insurance leads, you can also look for home insurance leads. It is up to you to decide what kind of insurance you will avail.
Home insurance as it is commonly called hazard insurance protects the homeowners from any losses that occurs inside the house. It can also be used as protection for the loss of the house itself or any untoward incidents (like fire) that can damage the house.
When our place was hit by typhoon and flooded, there are some owners who had their house insured for damage made by acts of God. And with that, their houses and the damage the flood brought were paid by their insurance company.